Lindsay's Guide to FHA Loans
The perfect resource for home buyers who are looking to purchase a home using an FHA loan.
FHA loans are one of the most commonly used programs and for good reason. Its qualifying standards are set by the Federal Housing Administration to make sure housing is attainable and affordable.
In this guide, I'll take you through all the moving parts of an FHA Loan. We'll cover the differences between conventional and FHA loans, the requirements, figuring out how much you qualify for, and the different ways you can use an FHA loan.
The information is sorted in a way to give you the best understanding of FHA loans. Feel free to jump around as needed.
By the end of reading this guide, you will have all the information you need to know if an FHA loan is right for you.
Ready to get started?
In this chapter we cover how FHA Loans came about and the impacts FHA has made on the real estate market.
Learn all about what type of properties you can buy with an FHA Loan and about the inspections they will need to pass.
Each county has whats known as a "loan limit" based on the area's housing market. Find your county's loan limit here.
Learn about the minimum credit scores required for an FHA Loan and the down payments that come along with each score.
Knowing what you qualify for is the best way to start shopping for a home. In this chapter, we'll teach you what factors go into determining your approval amount and how to calculate it.
FHA Loans and Conventional Loans are great options for home buyers. Learn the difference between them and which is best for you.
Beyond purchasing a home, an FHA loan has a few other uses. They range from helping with energy efficient upgrades, to refinancing your home without an appraisal, to paying you a monthly payment. Learn all about these programs here.
Learn how to apply for an FHA loan and what you can expect in your home buying experience.